SWP Calculator
Calculate systematic withdrawals from investments
SWP Calculator
Plan regular withdrawals from mutual funds
₹
₹
%
Yr
Investment
₹50L
Initial amount
Withdrawn
₹90L
Total withdrawn
Final Corpus
₹42.9L
Remaining value
Total Value
₹1.33Cr
Withdrawn + Corpus
Investment Growth
Growth
Withdrawals
Corpus
What is SWP?
Systematic Withdrawal Plan allows regular withdrawals from mutual funds. Ideal for retirees needing steady income.
Key Benefits
- Regular income stream
- Tax-efficient withdrawals
- Flexible withdrawal amounts
- Capital growth potential
SWP Overview
SWP is the reverse of SIP – withdraw regularly instead of investing. Perfect for retirement planning.
Retirement Income
Generate steady income while keeping savings invested for growth.
Tax Efficient
Only gains are taxed, better than FD interest income.
Comparison
Feature
SWP
FD
Annuity
Regular Income
Growth Potential
Tax Efficiency
Flexibility
FAQs
Minimum amount for SWP?
Usually ₹25,000-₹50,000 with ₹500-₹1,000 monthly withdrawal.
SWP vs FD for income?
SWP is better long-term due to growth potential and tax efficiency.
Can I change withdrawal?
Yes, most funds allow adjustments anytime without penalties.
