FD Calculator (Fixed Deposit Calculator)

Enhanced FD Calculator | Grow Your Savings

Enhanced FD Calculator

Calculate your Fixed Deposit returns with precision. Compare interest payout options and visualize your earnings over time.

Investment Details

₹1,00,000
5 Years
7.5%
Cumulative
Monthly
Quarterly
Yearly

Cumulative pays at maturity, others provide periodic payouts

Results

Principal Amount ₹1,00,000
Total Interest ₹43,219
Maturity Amount ₹1,43,219
Effective Annual Yield 7.76%
Estimated Monthly Payout ₹0
Savings Account
Mutual Funds
Recurring Deposit

Investment Comparison

Fixed Deposit
Savings Account
Mutual Funds
Recurring Deposit

About Fixed Deposits

Safe Investment

Fixed Deposits are one of the safest investment options with guaranteed returns and principal protection.

Flexible Tenure

Choose tenure from 7 days to 10 years based on your financial goals and liquidity needs.

Higher Interest Rates

FDs typically offer higher interest rates compared to regular savings accounts, especially for senior citizens.

Tax Benefits

Tax-saving FDs under Section 80C offer deductions up to ₹1.5 lakh with a lock-in period of 5 years.

Pro Tip

For better returns, consider a laddering strategy – split your investment into multiple FDs with different tenures. This provides liquidity at regular intervals while maintaining higher interest rates.

© 2023 Enhanced FD Calculator | This calculator provides estimates for informational purposes only. Actual returns may vary based on bank policies and market conditions.

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